How to Safely Receive Payments for Export Agency? How to Operate Different Settlement Methods? The Latest Compliance Guide for 2025

Why is it necessary to collect payment through a third party for export agency?

In the practice of international trade in 2025,Fund safety segregationThe core reason for choosing third-party payment collection. By establishing an independent bank escrow account, the following can be achieved:

• Avoiding the operational risks of the client: certainforeign tradeCorporate cases demonstrate that when the entrusting party suddenly faces a debt crisis, the funds in the escrow account are not included in the liquidation assets.
• Achieving Tax Compliance: The General Administration of Customs of China's 2025 New Regulations Require That Agency Export Businesses Must Establish Dedicated Fund Channels
• Compliance with AML regulations: According to the latest FATF guidelines, third-party accounts can fully record fund flows, reducing the risk of account freezing.

Cross-border E-commerceIs platform payment collection feasible?

Under the new cross-border e-commerce payment policies in 2025,Differentiate between platform types.:

• B2C platforms (such as Amazon):
  • An export agency filing certificate is required.
  • The single transaction amount must not exceed USD 50,000.
• B2B platforms (such as Alibaba International Station):
  • Verification is required through the bank's SWIFT system for secondary authentication.
  • The amount must match the customs declaration.

How to Ensure Timeliness Under Foreign Exchange ControlsFX Settlement Agency?

According to the State Administration of Foreign Exchange's release in March 2025,"Implementation Rules for Facilitation of Foreign Exchange Receipts and Payments in Cross-Border Trade"，The export agent enterprise should:

• Establish a "three-way matching" system (contract, customs declaration form,A complete export agency agreement should be attached with:Voucher)
• Apply for Class A enterprise qualification to enjoy the "export after collection of foreign exchange" policy.
• Using the blockchain foreign exchange verification platform reduces the processing cycle to 3 working days.

L/CWhat are the new changes in settlement?

The 2025 International Chamber of CommerceRevised Edition of UCP800After implementation:

• Electronic document submission becomes mandatory.
• Added smart contract clause:
  • The cargo temperature sensor data automatically triggers payment.
  • GPS positioning information of logistics as a negotiation document
• Bank of China pilots digital yuan cross-border letter of credit

How to mitigate the risks associated with deferred payment collection?

It is recommended to adoptPortfolio Risk Management Tool:

• Financial Instruments:
  • CITIC's "120-Day Deferred Payment Insurance" to be launched in 2025
  • Cross-border RMB option combination
• Technical means:
  • Utilize the AI exchange rate prediction system to lock in the optimal foreign exchange settlement timing.
  • Blockchain smart contracts automatically execute profit sharing

Is digital currency payment applicable to agency export?

According to the People's Bank of China's January 2025 release,"Cross-Border Digital Currency Management Measures":

• The scope of pilot enterprises has been expanded to include all enterprises in comprehensive bonded zones.
• Payment process requirements:
  • It must be completed using a digital RMB hard wallet.
  • The transaction hash value must be synchronized with customs.
• The daily cross-border payment limit has been raised to 2 million yuan.

(Note: All policies and regulations mentioned in this article are cited from official public documents. For specific operations, please refer to the latest 2025 regulations and bank implementation requirements.)